What Type Of Water Damage Is Covered By Homeowners Insurance In San Diego?
Water damage can happen for a variety of reasons, and often the culprit is not always apparent. Flooding from burst pipes or flooding from other sources such as sewer backups are just two examples of water damage that homeowners insurance may cover under your policy.
But, what if you didn’t know about the event? What if it was an accident and there was no way to foresee the incident? You might be wondering what type of water damage is covered by homeowner’s insurance policies. This blog post will discuss some different types of water damages that are typically covered by homeowners insurance policies, so you know which ones to include on your list!
Homeowners Insurance & Water Damage: What Is & Isn’t Covered
When it comes to water damage, insurance providers are primarily looking for rapid, unexpected, and unforeseeable damage. For example, you may not be able to get a claim for water damages if there was an issue with the plumbing that resulted in slow leaks over a period of time or if there were other signs coming from your pipes such as visible cracks or ooze on floors near fixtures.
The Type Of Water Damage That Homeowners Insurance Covers:
- Flooding from burst pipes or flooding from other sources such as sewer backups are just two examples of water damage that homeowners insurance may cover under your policy.
- Homeowners’ insurance may cover damage to your property from leaking appliances, toilets, or other household fixtures.
The Type Of Water Damage That Homeowners Insurance Doesn’t Cover:
- Slow leaks over a period of time or if there were other signs coming from your pipes such as visible cracks or ooze on floors near fixtures.
- Homeowners’ insurance will not cover issues with flooding due to other factors such as storm damage, rising rivers, and streams from heavy rainfall or snowmelt. It is also unlikely that your homeowner’s insurance policy would pay for a flood caused by melting ice dams on your roof.
How Do I Protect My Home from Water Damage?
At Smart Dry Restoration, when you hire our water damage restoration experts, you can rest easy knowing that we will handle the full water damage restoration process. One of our first steps is identifying all sources of your water leakage and then isolating them from other parts of the house to prevent further contamination.
We use state-of-the-art equipment, such as a high-powered drying vacc or special dehumidifiers to dry out your home and remove any lingering odor.
Conclusion
If you have water damage, contact us for a free estimate today at (858) 433-5100! We are committed to providing the best customer service experience in Smart Dry Restoration. All of our quotes are always free, as we know how expensive it can be when you’re faced with sudden water damage!
Smart Dry Restoration
Address: 8910 Activity Rd Ste A San Diego CA 92126
Phone: (858) 433-5100
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